Cashback is free money. Yet 73% of online shoppers never use it. Why? Most people don't understand how it works or think it's too complicated.
Let me break it down and show you how to maximize your cashback earnings with almost zero effort.
How Cashback Actually Works
Here's the simple version:
- You click through a cashback site (like Rakuten) to shop at a retailer
- You make your purchase as normal
- The retailer pays the cashback site a commission for sending you there
- The cashback site shares part of that commission with you
That's it. You don't pay anything extra. The cashback comes from the retailer's marketing budget, not your pocket.
The Best Cashback Services
Not all cashback sites are created equal. Here are the top ones:
- Rakuten - Largest selection, typically 2-10% cashback
- TopCashback - Often has higher rates than Rakuten
- BeFrugal - Good for niche retailers
- Dosh - Automatic cashback through linked credit cards
Pro tip: The same store can offer different cashback rates on different platforms. Always check which one is offering the most before you shop.
Common Cashback Mistakes
Most people lose out on cashback because of these errors:
- Forgetting to activate it - You have to click through the cashback site first
- Using coupon codes not listed on the cashback site - This can void your cashback
- Multiple browser sessions - Opening the store in another tab can break tracking
- Ad blockers - These can interfere with cashback tracking
How Much Can You Actually Earn?
Let's do the math. If you spend $5,000 online per year and average 5% cashback, that's $250 back in your pocket.
Not life-changing, but it's free money for doing exactly what you were already doing.
The FindPrices Advantage
Here's where it gets better: FindPrices automatically shows you cashback rates when comparing prices.
Instead of manually checking cashback sites, FindPrices calculates the effective price after cashback for every retailer it shows you. You see the true cost instantly.
For example:
- Store A: $100 (no cashback) = $100 final cost
- Store B: $105 with 8% cashback = $96.60 final cost
Most people would pick Store A because it looks cheaper. But Store B is actually $3.40 less after cashback. FindPrices shows you this automatically.
Compare Prices and Never Miss Cashback Again
FindPrices helps you find the best deal by showing you cashback rates automatically so you always see the true lowest price.
Compare Pricing Now - It's FreeStart Earning Today
Cashback isn't complicated. You just need to remember to use it.
Or better yet, use tools that remind you automatically. Because free money shouldn't require extra effort.